Settlement Plan
Account #DPD-3402
Policy-bound
3 plans
Plan A fits
92%
3 settlement plans ranked on customer cash-flow + bank policy
A
92%
B
74%
C
38%
A - 92% FIT
2-instalment plan
Rs 4,200 x 7th, Rs 4,200 x 22nd
full recovery - no haircut - auto-approve
B - 74% FIT
3-month restructure
EMI Rs 3,150 x 3 - tenor +1 month
Tier-2 approval required
C - 38% FIT
Lump-sum settlement
Rs 6,800 one-time - 19% haircut
CRO sign-off required
>
All 3 plans within bank's policy
- auto-approve up to Rs 5K haircut
RBI - Circular v3.2